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ASIC Credit LicensedBLSSA Pty Ltd — ACL 391237
Credit RepresentativesBrian CR 485802 · Frank CR 486546
MFAA MembersBrian #716100 · Frank #242075
5.0 Google Rating★★★★★ Rated by 43+ clients

Client Success Stories

The work speaks best through the people it was done for. Below: words our clients have published in their own Google reviews, and a set of clearly-labelled illustrative scenarios drawn from the patterns of our practice. We don't publish identifying client detail — discretion is part of the service — and every review can be verified on our Google profile.

In our clients' words

“We were referred to Brian after a disastrous experience with a finance company. Brian was calm, patient, knowledgeable and did not hesitate to step in to ensure all our needs were met for our SMSF purchase. It's rare to find someone who honours their word, but Brian truly fulfilled every promise he made to us during the process.” — Valencia A., SMSF Loan · Google Review

“2 mortgages arranged through Integrated Finance Group. Frank & Jess were excellent. Would highly recommend.” — Lester C., Google Review · Local Guide

“What a wonderful group they are at Integrated Finance Group. Jess and Maria are outstanding on what they do. Great customer service, always there to help and follow up. So easy to deal with.” — Matt G., Google Review

“I'd been knocked back by two banks before finding IFG. Brian understood my situation immediately — I run a construction company and my tax returns don't reflect my actual income at all. They got us approved using BAS statements and we settled within the month.” — Anthony S., Director, Construction Business · Essendon

“Frank's business banking background was immediately obvious — he asked the right questions, knew exactly what lenders would want to see and presented our income in a way that finally made sense to a credit team.” — Priya & James M., Self-Employed Couple · Coburg North

“As a sole trader for 3 years, I thought home ownership was years away. IFG found an alt doc lender that accepted my bank statements and accountant letter. Settlement completed in 6 weeks.” — Marcus T., Sole Trader / IT Contractor · Brunswick

★ Read all our Google reviews →  ·  Share your experience

The patterns of the practice (illustrative composite scenarios — details generalised)

The business that stopped renting. A manufacturing business leasing in Melbourne's north buys its premises through a related trust at owner-occupied terms — repayments landing near its old rent, directors' homes kept out of the security package, and the option preserved to move the asset into super later. Commercial lending →

The decline that was really a postcode. A couple declined by their bank assume the problem is a new ABN; diagnosis shows a lender concentration cap on their high-density postcode. Same file, right lender: approved at mainstream pricing. Complex lending →

The builder's first fourplex. A Coburg builder steps up from single dwellings; nil-presale non-bank funding is modelled against selling early, chosen deliberately, and the project completes ahead of feasibility. Development finance →

The loyalty tax refunded. A family's facilities, untouched for four years, are repriced with genuine alternatives on the table — the same lender finds a materially better margin the same week. The review costs nothing; the loyalty was costing plenty. Refinancing →

Your outcome belongs on this page

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Reviews are genuine client publications; composite scenarios are illustrative with details generalised and do not depict specific clients. Individual outcomes depend on circumstances and lender assessment. Brian Hermosilla CR 485802 · Frank Marin CR 486546 · BLSSA Pty Ltd ACL 391237.