Beyond the Loan — Your Complete Property Purchase Team
A property purchase needs more than finance: a contract reviewed before you sign, a settlement handled precisely, and a building you actually know the condition of. Most buyers assemble that team from Google reviews and guesswork, under time pressure, one stranger at a time. Integrated Finance Group clients don't have to. Over a decade of transactions we've built extensive relationships with conveyancers, property lawyers and building inspectors across Melbourne — several trusted partners in each discipline — and we introduce you to the right one for your transaction as part of how we work. It's the boutique difference, extended to the whole purchase.
Conveyancers & property lawyers — the contract before the commitment
The single most preventable disaster in property is signing a contract nobody qualified has read. Section 32 statements bury easements, covenants, owners-corporation disputes and outgoings that change what a property is worth; auction contracts are unconditional the moment the hammer falls. Our conveyancer and property lawyer partners review contracts before you bid or sign — often within 24 hours when auction weekend looms — then carry the matter through to settlement with the precision that keeps your finance, your deposit and your dates aligned.
Because we work with several partners rather than one, the introduction is matched to the job: straightforward residential conveyancing, complex title or off-the-plan work needing a property lawyer, commercial contracts, or interstate purchases. And because your broker and your conveyancer already work together, the settlement coordination that usually happens through voicemail happens directly — lender, conveyancer and our office moving on the same timeline. It's the difference between a settlement you supervise and one that's supervised for you.
Building & pest inspectors — know before you owe
A building and pest inspection costs a few hundred dollars and reads the next thirty years: structural movement, water ingress, roof condition, termite history, illegal works, and the renovation realities behind a fresh coat of paint. Our building inspector partners work fast enough for auction timelines, report in plain English with photographs, and will take your call afterwards to explain what actually matters versus what's boilerplate.
For buyers borrowing near their limit, the inspection is also a finance document in disguise: repair realities feed the negotiation, and the price you don't overpay is deposit you keep. Where a report surfaces genuine issues, we're already in the loop — renegotiation, a revised valuation conversation with the lender, or the discipline to walk away with your deposit intact. For purchases with renovation intent, inspector findings flow straight into our construction and renovation lending planning.
How the introductions work — and why they're honest
- Several partners, matched to your transaction. We maintain relationships with multiple conveyancers, lawyers and inspectors — built on years of watching their work on our clients' files — and match the introduction to your property type, timeline and complexity.
- You engage them directly. Each partner is an independent professional; you contract with them, their fees are their own, and their professional duty is to you alone. We don't mark up, bundle or sit in the middle of their invoice.
- No obligation, ever. Have a conveyancer you trust? Wonderful — we'll work with them exactly as closely. The introductions exist for buyers who don't, which is most first-time buyers and plenty of experienced ones.
- The recommendation is the reputation. Partners stay on our list by being excellent on our clients' files. That standing accountability — a professional relationship worth more to them than any one job — is precisely the quality mechanism a one-off Google search can't offer.
- One coordinated timeline. Finance approval, contract review, inspection and settlement all run through people who already work together. When something moves — a date, a valuation, a condition — everyone hears it once, immediately.
Who uses this most
First home buyers lean on it hardest — the full team assembled in one conversation, with someone to phone before signing anything. Auction buyers use the 24–48 hour contract review and pre-auction inspection cycle every weekend of the season. Upgraders and refinancers use settlement coordination when a sale and purchase must land together. Investors use inspection intelligence to negotiate, and private clients use the property-lawyer end of the network where entities, titles and privacy demand it. Interstate and regional purchases draw on partners in those markets.
Purchase Support — Frequently Asked Questions
- Do you charge for these introductions?
- No. Introductions to our partner network are part of working with IFG. You engage each professional directly and pay their standard fees to them — there's no IFG margin in the middle, and if any referral arrangement ever exists with a partner, it's disclosed to you plainly. The recommendation is worth more to us than any fee could be.
- Can you get a contract reviewed before an auction this weekend?
- Usually, yes — our conveyancing partners are used to auction-cycle turnarounds of 24–48 hours for Section 32 and contract reviews. Send the contract the moment the agent releases it; we'll make the introduction the same day.
- Do I have to use your partners?
- Never. If you have your own conveyancer, lawyer or inspector, we'll coordinate with them just as closely — the settlement-alignment benefit works with any competent professional. The network exists for buyers who don't have one.
- What does a building and pest inspection cost, and is it worth it on every purchase?
- Typically a few hundred dollars depending on property size and location — details are quoted by the inspector directly. On established homes we consider it non-negotiable; on newer builds it still routinely surfaces drainage, waterproofing and finishing issues worth multiples of its cost in negotiation.
- Do your partners handle off-the-plan and commercial contracts?
- Yes — this is exactly where the lawyer end of the network matters. Off-the-plan contracts, commercial leases attached to purchases, and entity or trust acquisitions get matched to property lawyers rather than volume conveyancers. Tell us the transaction; we'll match the introduction.
- Is this legal or building advice from IFG?
- No — we arrange finance and make introductions. Legal advice comes from the lawyer or conveyancer you engage; property condition assessment from the inspector. Each is independently qualified, insured and responsible to you directly. That separation is deliberate and it protects you.
Assemble your purchase team in one conversation
Finance, contract review, inspection, settlement — coordinated from the first call. Tell us where you're buying and we'll bring the team.
Book a Free Consultation or call 0401 333 636 (Brian) · 0413 032 898 (Frank)
Reviewed by Brian Hermosilla, Director — 20+ years in banking & finance · Credit Representative 485802 · MFAA Member #716100. Partner professionals are independent of IFG; you engage them directly and their advice and services are their own. IFG provides credit assistance only — not legal, building or taxation advice. Any referral arrangements are disclosed.