Why Choose Integrated Finance Group

The five differences you'll actually feel

1. Directors on every file. Brian Hermosilla and Frank Marin — in business banking since 2003, formerly of NAB — personally structure, negotiate and manage every client engagement. The person you meet is the person who does the work, and the person who answers in three years when something needs solving.

2. Credit-side fluency. Between them our directors spent 45+ combined years inside banking, much of it writing and approving the credit papers other brokers only submit to. Applications from IFG are built the way credit teams want to read them — which changes outcomes, pricing and speed.

3. Strategy before product. We start with where you're going — the next property, the business plan, the structure your accountant intends — and design lending that serves the destination. A loan that's right for this transaction but wrong for your next one is the wrong loan.

4. Complexity is the practice, not the exception. Commercial, development, SMSF, self-employed, alt-doc and non-standard scenarios — the files volume brokerages triage away are the work we built the firm around.

5. A whole-of-purchase service. From conveyancers, lawyers and building inspectors to vehicle sourcing and disposal, the boutique standard extends beyond the loan — one coordinated team, one timeline, one relationship.

Who we serve best

Our clients tend to share a profile: professionals and medical specialists with complex income and profession-specific lending options; business owners and the self-employed whose tax returns understate their real position; property investors and developers building portfolios and projects; SMSF trustees holding business premises through super; private clients with prestige property and multi-entity wealth; and families building long-term financial security who want an adviser who'll still be there at the third refinance. If your situation fits a checklist, any broker will do. If it doesn't — that's us.

What we deliberately are not

We are not a franchise, so there are no volume quotas shaping our advice. We are not a call centre, so you will never explain your situation twice. We don't lead with rate promises or lender counts, because sophisticated borrowers know the structure, the presentation and the negotiation decide the outcome. And we don't do transactional relationships: under the Best Interests Duty our legal obligation is to what's right for you — and as a boutique firm living on referrals, our commercial interest points precisely the same way.