Should I buy a house or apartment in Footscray?

Financially they're different investments: houses carry the land-value growth story at a higher entry; apartments offer position and price with more supply overhead. Lending differs too — apartment approvals hinge on the building. We model both against your deposit and goals rather than pushing either.

Are Footscray's new apartment towers safe to finance?

Most are financeable, but lenders differentiate sharply by building — investor concentration, size mix and valuation history matter. Off-the-plan purchases add settlement-valuation risk. We check lender appetite for the specific building, not the suburb average.

Does it cost anything to use IFG as my broker?

In almost all cases, no — we're paid by the lender on settlement, disclosed in writing upfront. Under the Best Interests Duty our recommendation must be what's right for you, and as a boutique firm our business depends on it being so.

Who will handle my application?

A director — Brian Hermosilla or Frank Marin — personally, from first conversation to settlement and beyond. No call centres, no handoffs; that's the point of a boutique firm.

Mortgage Broker Footscray

Integrated Finance Group is a boutique, director-led finance firm serving Footscray from our Coburg North office. Directors Brian Hermosilla and Frank Marin — former business bankers with 45+ years of combined experience — personally handle every file, from first home loans to commercial and complex lending. Strategy first, no fees to you.

About Footscray

Footscray is the west's beating heart — a market-town centre famous for its multicultural food scene, a major transport junction, Victoria University, and a skyline that has added more apartments in a decade than most suburbs add in fifty years. Around the centre, Victorian and Edwardian streets roll toward the Maribyrnong River.

The Footscray property market

Two markets share one postcode: period houses on the quieter streets that have gentrified strongly, and a large, competitive new-apartment market around the station and river that gives buyers negotiating power but demands building-level lender diligence. The gap between the two keeps every buyer type active.

Young professional couples priced out of the inner north, first home buyers across both houses and apartments, and investors backing the west's infrastructure and university demand.

Our specialty in Footscray: two-speed market strategy

Footscray rewards buyers who pick the right market: period houses compete like the inner north, while apartments need building-by-building lender checks on density, composition and valuation risk. We run both playbooks daily — and for renovators, construction lending unlocks the unrenovated stock.

Lending services in Footscray

Everything we do across Melbourne, we do for Footscray clients: first home buyer loans (including the 5% deposit scheme), refinancing and debt consolidation, investment lending, self-employed and alt-doc loans, construction and development finance, commercial lending, SMSF loans and vehicle & equipment finance. Start with our calculators, then bring the numbers to a director.

Your Footscray brokers

Brian Hermosilla — mortgage broker serving Footscray

Brian Hermosilla
Director

20+ years in banking & finance — business banking since 2003, formerly NAB. Commercial, construction, development and complex lending.

0401 333 636

Frank Marin — mortgage broker serving Footscray

Frank Marin
Director

20+ years in banking & finance — business banking since 2003, formerly NAB. SMSF lending and SME business finance specialist.

0413 032 898

Nearby areas we serve

Seddon · Yarraville · Maribyrnong · Kensington — or see all service areas.

Footscray Home Loan Questions

Should I buy a house or apartment in Footscray?: Financially they're different investments: houses carry the land-value growth story at a higher entry; apartments offer position and price with more supply overhead. Lending differs too — apartment approvals hinge on the building. We model both against your deposit and goals rather than pushing either.
Are Footscray's new apartment towers safe to finance?: Most are financeable, but lenders differentiate sharply by building — investor concentration, size mix and valuation history matter. Off-the-plan purchases add settlement-valuation risk. We check lender appetite for the specific building, not the suburb average.
Does it cost anything to use IFG as my broker?: In almost all cases, no — we're paid by the lender on settlement, disclosed in writing upfront. Under the Best Interests Duty our recommendation must be what's right for you, and as a boutique firm our business depends on it being so.
Who will handle my application?: A director — Brian Hermosilla or Frank Marin — personally, from first conversation to settlement and beyond. No call centres, no handoffs; that's the point of a boutique firm.

Talk to a director about buying in Footscray

A free, no-obligation conversation about your suburb, your scenario and your strategy — with the person who'll actually handle your file.

Book a Free Consultation or call 0401 333 636 (Brian) · 0413 032 898 (Frank)

Reviewed by Brian Hermosilla, Director — 20+ years in banking & finance · Credit Representative 485802 · MFAA Member #716100. General information only — not credit, financial or taxation advice. Market commentary is qualitative and current at publication.