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ASIC Credit LicensedBLSSA Pty Ltd — ACL 391237
Credit RepresentativesBrian CR 485802 · Frank CR 486546
MFAA MembersBrian #716100 · Frank #242075
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Mortgage Broker Hadfield

Integrated Finance Group is a boutique, director-led finance firm serving Hadfield from our Coburg North office. Directors Brian Hermosilla and Frank Marin — former business bankers with 45+ years of combined experience — personally handle every file, from first home loans to commercial and complex lending. Strategy first, no fees to you.

About Hadfield

Hadfield is the quiet value pocket between Glenroy and Fawkner — post-war brick homes on solid blocks, West Street's local shops, and a position that borrows Glenroy's train line and Pascoe Vale's amenity without their price tags.

The Hadfield property market

Hadfield trades as one of Merri-bek's most affordable house markets, and the value gap to its neighbours continues to pull in first home buyers who thought the inner-middle north was out of reach. Original-condition homes offer renovation upside; block sizes support townhouse infill, which developers have noticed.

First home buyer couples and young families stepping up from apartments, renovators, and small developers assembling townhouse sites.

Our specialty in Hadfield: entry-level house buying

Hadfield is consistently where we show first home buyers that a house — not a unit — is achievable: scheme-eligible prices, stamp duty concessions in play, and renovation lending to modernise post-war stock over time. Start with our borrowing capacity calculator, then let's plan the path.

Lending services in Hadfield

Everything we do across Melbourne, we do for Hadfield clients: first home buyer loans (including the 5% deposit scheme), refinancing and debt consolidation, investment lending, self-employed and alt-doc loans, construction and development finance, commercial lending, SMSF loans and vehicle & equipment finance. Start with our calculators, then bring the numbers to a director.

Your Hadfield brokers

Brian Hermosilla — mortgage broker serving Hadfield
Brian Hermosilla
Director

20+ years in banking & finance — business banking since 2003, formerly NAB. Commercial, construction, development and complex lending.

0401 333 636
Frank Marin — mortgage broker serving Hadfield
Frank Marin
Director

20+ years in banking & finance — business banking since 2003, formerly NAB. SMSF lending and SME business finance specialist.

0413 032 898

Nearby areas we serve

Glenroy · Fawkner · Pascoe Vale · Oak Park — or see all service areas.

Hadfield Home Loan Questions

Can I really buy a house in Hadfield on a single income?
For many buyers, yes — Hadfield's entry prices plus the First Home Guarantee's 5% deposit path and stamp duty relief make single-income house purchases genuinely achievable here. Serviceability is the constraint that matters; we model yours honestly before you fall in love with anything.
Is Hadfield a good renovation suburb?
Its post-war brick stock renovates well and the value gap to Glenroy and Pascoe Vale gives improvements headroom. We fund staged renovations through equity release or construction lending depending on scale — and model end values so you don't over-capitalise.
Can we meet locally?
Yes — our office is in Coburg North and we regularly meet clients across Melbourne's north and west, or by phone and video if that's easier. Most of the process runs digitally once we're underway.
How long does pre-approval take?
Typically a few days to two weeks depending on the lender and your documentation. We prepare files completely before lodgement, which is the single biggest factor in fast, reliable approvals.

Talk to a director about buying in Hadfield

A free, no-obligation conversation about your suburb, your scenario and your strategy — with the person who'll actually handle your file.

Book a Free Consultation   or call 0401 333 636 (Brian) · 0413 032 898 (Frank)

Reviewed by Brian Hermosilla, Director — 20+ years in banking & finance · Credit Representative 485802 · MFAA Member #716100. General information only — not credit, financial or taxation advice. Market commentary is qualitative and current at publication.