Mortgage Broker Pascoe Vale South
Integrated Finance Group is a boutique, director-led finance firm serving Pascoe Vale South from our Coburg North office. Directors Brian Hermosilla and Frank Marin — former business bankers with 45+ years of combined experience — personally handle every file, from first home loans to commercial and complex lending. Strategy first, no fees to you.
About Pascoe Vale South
Pascoe Vale South sits on the hill between Coburg and Pascoe Vale proper — interwar brick homes and Californian bungalows on leafy streets, with Coburg Lake Reserve at one edge, the Upfield and Craigieburn lines within reach on either side, and CityLink minutes away.
The Pascoe Vale South property market
Consistently tighter and slightly dearer than Pascoe Vale itself, the South trades on its period stock and proximity — renovated bungalows are the signature sale. Townhouse development on former larger blocks adds contemporary supply that suits downsizers and first-timers alike.
Young families upgrading from Brunswick and Coburg apartments, renovators, and long-term locals downsizing within the suburb — a genuine full-lifecycle market.
Our specialty in Pascoe Vale South: upgrader and renovation lending
Pascoe Vale South is classic upgrade territory, and its bungalow stock rewards renovators: we fund the step from apartment to house, then the renovation that follows — equity release or construction lending depending on scale, with end values sanity-checked against the street.
Lending services in Pascoe Vale South
Everything we do across Melbourne, we do for Pascoe Vale South clients: first home buyer loans (including the 5% deposit scheme), refinancing and debt consolidation, investment lending, self-employed and alt-doc loans, construction and development finance, commercial lending, SMSF loans and vehicle & equipment finance. Start with our calculators, then bring the numbers to a director.
Your Pascoe Vale South brokers
Director
20+ years in banking & finance — business banking since 2003, formerly NAB. Commercial, construction, development and complex lending.
0401 333 636
Director
20+ years in banking & finance — business banking since 2003, formerly NAB. SMSF lending and SME business finance specialist.
0413 032 898Nearby areas we serve
Pascoe Vale · Coburg · Brunswick West · Strathmore — or see all service areas.
Pascoe Vale South Home Loan Questions
- Is Pascoe Vale South more expensive than Pascoe Vale?
- Typically yes — the South's period stock and position have historically carried a premium over the 3044 average. For buyers it means slightly higher entry but strong renovation headroom; we model both suburbs side by side so you're choosing deliberately.
- Can first home buyers still get in here?
- Yes, mainly via villa units and townhouses that sit within scheme thresholds — houses generally exceed them. The stamp duty sliding concession to $750,000 often still applies on entry-level houses; timing and price structure matter, and we optimise both.
- Does it cost anything to use IFG as my broker?
- In almost all cases, no — we're paid by the lender on settlement, disclosed in writing upfront. Under the Best Interests Duty our recommendation must be what's right for you, and as a boutique firm our business depends on it being so.
- Who will handle my application?
- A director — Brian Hermosilla or Frank Marin — personally, from first conversation to settlement and beyond. No call centres, no handoffs; that's the point of a boutique firm.
Talk to a director about buying in Pascoe Vale South
A free, no-obligation conversation about your suburb, your scenario and your strategy — with the person who'll actually handle your file.
Book a Free Consultation or call 0401 333 636 (Brian) · 0413 032 898 (Frank)
Reviewed by Brian Hermosilla, Director — 20+ years in banking & finance · Credit Representative 485802 · MFAA Member #716100. General information only — not credit, financial or taxation advice. Market commentary is qualitative and current at publication.