Mortgage Broker Dallas
Integrated Finance Group is a boutique, director-led finance firm serving Dallas from our Coburg North office. Directors Brian Hermosilla and Frank Marin — former business bankers with 45+ years of combined experience — personally handle every file, from first home loans to commercial and complex lending. Strategy first, no fees to you.
About Dallas
Dallas is one of Melbourne's most affordable established suburbs — a compact, multicultural community in the Broadmeadows corridor with solid mid-century brick homes on generous blocks, minutes from the Upfield line, the Western Ring Road and Broadmeadows Central.
Our specialty in Dallas: affordable entry and scheme lending
Dallas is one of the few places in metro Melbourne where the First Home Guarantee, stamp duty exemption and a modest deposit genuinely combine into home ownership on a single income. We run the full scheme assessment and, for buyers eyeing the suburb's bigger blocks, model the dual-occupancy maths too.
The Dallas property market
Price is the story: Dallas consistently ranks among metropolitan Melbourne's lowest-entry house markets, drawing first home buyers who want a house and land rather than an apartment, and investors chasing yield with renovation upside. Block sizes also support dual-occupancy interest.
First home buyer families — often supported by the full government scheme stack — alongside renovator-investors and small developers eyeing the suburb's subdivision-friendly blocks.
Lending services in Dallas
Everything we do across Melbourne, we do for Dallas clients: first home buyer loans (including the 5% deposit scheme), refinancing and debt consolidation, investment lending, self-employed and alt-doc loans, construction and development finance, commercial lending, SMSF loans and vehicle & equipment finance. Start with our calculators, then bring the numbers to a director.
Your Dallas brokers
Director
20+ years in banking & finance — business banking since 2003, formerly NAB. Commercial, construction, development and complex lending.
0401 333 636
Director
20+ years in banking & finance — business banking since 2003, formerly NAB. SMSF lending and SME business finance specialist.
0413 032 898Nearby areas we serve
Glenroy · Campbellfield · Fawkner · Hadfield — or see all service areas.
Dallas Home Loan Questions
- What's the minimum deposit to buy a house in Dallas?
- For eligible first home buyers under the First Home Guarantee, 5% — with no LMI and Victorian stamp duty fully exempt under $600,000, which covers most Dallas houses. Outside the scheme, 5–10% with LMI or a guarantor structure are the usual paths.
- Can I put a second dwelling on a Dallas block?
- Many Dallas blocks suit dual occupancy subject to council approval. Financing depends on scale: a granny flat can often run through standard construction lending, while a two-dwelling build is assessed as small development. We structure both regularly.
- How long does pre-approval take?
- Typically a few days to two weeks depending on the lender and your documentation. We prepare files completely before lodgement, which is the single biggest factor in fast, reliable approvals.
- Does it cost anything to use IFG as my broker?
- In almost all cases, no — we're paid by the lender on settlement, disclosed in writing upfront. Under the Best Interests Duty our recommendation must be what's right for you, and as a boutique firm our business depends on it being so.
Talk to a director about buying in Dallas
A free, no-obligation conversation about your suburb, your scenario and your strategy — with the person who'll actually handle your file.
Book a Free Consultation or call 0401 333 636 (Brian) · 0413 032 898 (Frank)
Reviewed by Brian Hermosilla, Director — 20+ years in banking & finance · Credit Representative 485802 · MFAA Member #716100. General information only — not credit, financial or taxation advice. Market commentary is qualitative and current at publication.